td {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
}
.heads {
	font-size: 18px;
	font-weight: bold;
	color: #3B86C9;
}
.smwhite {
	font-size: 10px;
	color: #FFFFFF;
}
.subheads {
	font-size: 16px;
	font-weight: bold;
	color: #003366;
}
.navbg {
	background-image: url(images/navigation.jpg);
	background-repeat: repeat-y;
}